Branch Manager | Retail - Remote Virginia

<strong>Who We Are:</strong><br><br>Cardinal Financial is a nationwide direct mortgage lender that focuses on creating solutions for our borrowers, partners, and employees-to provide the very best experience. We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered "good enough"<br><br>Looking to join a growing company that values its people, innovates and expands on its proprietary technology? Apply below!<br><br>Location: Richmond, VA (Hybrid or Remote within Richmond area)<br><strong>Who We Need:</strong><br><br>The Producing Branch Manager is a Sales leader and ensures sales staff adherence to overall company policy, procedures, productivity requirements, expected customer service levels, production metrics, industry guidelines and regulations on a daily basis. The Producing Branch Manager is also responsible for personal production. <br><strong>What You Will Do:</strong><br><ul><li>Collaborate in the on-going development of the Retail Business Model, including financial structure, P&L owner compensation plan (if applicable) and hierarchy. </li><li>Loan Escalations: Handle site escalations and escalate to Senior Leadership as needed.</li><li>Recruit, evaluate and select qualified mortgage Loan Originators and Support Staff for employment.</li><li>Ensure loan production staff is trained and prepared in the promotion and sale of loan products and in the application of underwriting criteria and that they adhere to Company loan pricing guidelines and standards.</li><li>Provide oversight and approval of branch expenditures, in line with company policies and procedures.</li><li>Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.</li><li>Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.</li><li>Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.</li><li>Maintain both personal and branch licenses by participating in required continuing education courses.</li></ul><strong>What You Need:</strong><br><ul><li>NMLS License is required.</li><li>3+ years of managing a mortgage origination team in a mid to large sized firm with proven results is required. </li><li>5+ years of sales experience in a high energy, fast paced mortgage lender environment with demonstration of progressive increase in skills and/or responsibilities is required.</li><li>Advanced knowledge of mortgage originations; including product, underwriting, investor and compliance guidelines.</li><li>Ability to manage multiple deadlines and priorities without sacrificing profitability.</li><li>Successful history of building, leading, developing and mentoring sales staff to achieve and exceed production goals and deliver an exceptional client experience. </li><li>Excellent interpersonal, verbal and written communication skills. </li><li>Ability to motivate team, manage multiple projects, work under pressure.</li><li>Proven business acumen: strategic thinker/planner, understanding of product positioning and pricing.</li><li>Proficiency in Microsoft Office and Google Drive.</li></ul><strong><strong>What We Offer:</strong></strong><br><ul><li>Strength, Stability, and Vision</li><li>Great compensation package</li><li>Opportunity for career growth</li><li>A commitment to be a relevant market leader - we are aiming for the top!</li><li>Octane, our engineered proprietary technology that is transforming the mortgage industry</li><li>An empowered culture where your ideas are important and your voice matters</li><li>Full Benefits, beginning the first day of the month following your start date, including - Medical, Dental, Vision, Life, Disability Insurance, and much more</li><li>Generous paid time off package that also includes all major holidays</li><li>401K w/ 50% match - Beginning the 1st of the month following 30 days of employment</li></ul><br>Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills and experiences within our workforce. California residents click here to review Cardinal's California Employee Privacy Policy & Notice at Collection.

Back to blog

Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...