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Branch Manager | Retail - Remote Virginia
<strong>Who We Are:</strong><br><br>Cardinal Financial is a nationwide direct mortgage lender that focuses on creating solutions for our borrowers, partners, and employees-to provide the very best experience. We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered "good enough"<br><br>Looking to join a growing company that values its people, innovates and expands on its proprietary technology? Apply below!<br><br>Location: Richmond, VA (Hybrid or Remote within Richmond area)<br><strong>Who We Need:</strong><br><br>The Producing Branch Manager is a Sales leader and ensures sales staff adherence to overall company policy, procedures, productivity requirements, expected customer service levels, production metrics, industry guidelines and regulations on a daily basis. The Producing Branch Manager is also responsible for personal production. <br><strong>What You Will Do:</strong><br><ul><li>Collaborate in the on-going development of the Retail Business Model, including financial structure, P&L owner compensation plan (if applicable) and hierarchy. </li><li>Loan Escalations: Handle site escalations and escalate to Senior Leadership as needed.</li><li>Recruit, evaluate and select qualified mortgage Loan Originators and Support Staff for employment.</li><li>Ensure loan production staff is trained and prepared in the promotion and sale of loan products and in the application of underwriting criteria and that they adhere to Company loan pricing guidelines and standards.</li><li>Provide oversight and approval of branch expenditures, in line with company policies and procedures.</li><li>Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.</li><li>Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.</li><li>Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.</li><li>Maintain both personal and branch licenses by participating in required continuing education courses.</li></ul><strong>What You Need:</strong><br><ul><li>NMLS License is required.</li><li>3+ years of managing a mortgage origination team in a mid to large sized firm with proven results is required. </li><li>5+ years of sales experience in a high energy, fast paced mortgage lender environment with demonstration of progressive increase in skills and/or responsibilities is required.</li><li>Advanced knowledge of mortgage originations; including product, underwriting, investor and compliance guidelines.</li><li>Ability to manage multiple deadlines and priorities without sacrificing profitability.</li><li>Successful history of building, leading, developing and mentoring sales staff to achieve and exceed production goals and deliver an exceptional client experience. </li><li>Excellent interpersonal, verbal and written communication skills. </li><li>Ability to motivate team, manage multiple projects, work under pressure.</li><li>Proven business acumen: strategic thinker/planner, understanding of product positioning and pricing.</li><li>Proficiency in Microsoft Office and Google Drive.</li></ul><strong><strong>What We Offer:</strong></strong><br><ul><li>Strength, Stability, and Vision</li><li>Great compensation package</li><li>Opportunity for career growth</li><li>A commitment to be a relevant market leader - we are aiming for the top!</li><li>Octane, our engineered proprietary technology that is transforming the mortgage industry</li><li>An empowered culture where your ideas are important and your voice matters</li><li>Full Benefits, beginning the first day of the month following your start date, including - Medical, Dental, Vision, Life, Disability Insurance, and much more</li><li>Generous paid time off package that also includes all major holidays</li><li>401K w/ 50% match - Beginning the 1st of the month following 30 days of employment</li></ul><br>Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills and experiences within our workforce. California residents click here to review Cardinal's California Employee Privacy Policy & Notice at Collection.