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Fidelity & Crime, Senior Underwriting Specialist (Hybrid/Remote)
<p style="margin-top: 0px; margin-bottom: 0px;"><span style="font-family: Verdana; font-size: medium;">For more than 170 years, The Hanover has been committed to delivering on our promises and being there when it matters the most. We live our values every day, demonstrating we </span><a href="https://www.hanover.com/why-hanover/about-our-company/our-mission-vision-and-values" target="_self"><span style="color: #0066ec; font-family: Verdana; font-size: medium;">CARE</span></a><span style="font-family: Verdana; font-size: medium;"> through our values, <a href="https://www.hanover.com/about-hanover/our-corporate-commitment/sustainability-priority-hanover" target="_self"><span style="color: #0066ec;">Sustainability</span></a> initiatives and <a href="https://www.hanover.com/about-hanover/our-corporate-commitment/inclusion-diversity-and-equity" target="_self"><span style="color: #0066ec;">inclusive corporate culture</span></a>.</span></p> <p style="margin-top: 0px; margin-bottom: 0px;"> </p><p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">Our <strong>Management Liability </strong>team is seeking a <strong>Senior Underwriting Specialist, Fidelity & Crime</strong>, to lead and expand our growing Fidelity & Crime portfolio across the Southeast. This role carries strategic responsibility for underwriting excellence, agency partnership, and profitable growth in a key region. Candidates <strong>must be based in Georgia</strong> to effectively support market engagement and regional initiatives.</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">This position offers <strong>flexible work arrangements</strong>, including hybrid or fully remote options within Georgia, with travel required throughout the Southeast to support agency relationships, market development, and key meetings.</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">At The Hanover, our culture is grounded in our <strong>Care Values</strong>—we care deeply about our people, our customers, and the communities we serve. We foster an inclusive, collaborative environment where experienced professionals are trusted to make decisions, share ideas, and grow their careers while working toward shared goals.</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">We are proud to be a diverse and inclusive organization, committed to attracting, developing, and retaining top talent. We believe diverse perspectives strengthen our teams, elevate performance, and deepen the relationships we build every day.</span></p> <p style="text-align: center; margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><strong><em><span style="font-family: Verdana, sans-serif;">We encourage all experienced Fidelity & Crime Underwriting professionals to apply!</span></em></strong></p> <p style="text-align: center; margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><strong><em><span style="font-family: Verdana, sans-serif;">Come Discover The Hanover Difference.</span></em></strong></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><strong><u><span style="font-family: Verdana, sans-serif;">POSITION OVERVIEW</span></u></strong><span style="font-family: Verdana, sans-serif;">:</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">Responsible for identifying, soliciting, underwriting, and selling new business private/public commercial and governmental crime accounts that drive profitable growth and align with Industry Segments, appetite and mix goals. Apply advanced technical, sales and analytical skills to provide insurance solutions that help Hanover’s customers manage risk. Demonstrates a thorough understanding of Hanover’s strategies and appetites and will use internal and external data to make appropriate individual and portfolio risk decisions. Operates within a broad Letter of Authority for all underwriting decisions and with limited direction while managing an assigned book of business, generally with high technical complexity and coordination.</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><strong><u><span style="font-family: Verdana, sans-serif;">IN THIS ROLE, YOU WILL</span></u></strong><span style="font-family: Verdana, sans-serif;">:</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><u><span style="font-family: Verdana, sans-serif;">Technical Underwriting</span></u><span style="font-family: Verdana, sans-serif;">: </span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Thorough knowledge and understanding of F&C department business strategy (class of business appetite; account size; coverage differentials; partner/non partner agents, brokers, and wholesalers). </span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Knows and applies advanced underwriting concepts including risk selection, exposure, internal controls , coverage implications, and loss analysis.</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Advanced knowledge of pricing components and rating methodology and correlates pricing to exposure, financial strength, and competitive analysis.</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Can identify and explain to agents necessary types of coverages and correlating gaps in coverage based upon account given operations and exposures, to complete our value-added proposition. </span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><u><span style="font-family: Verdana, sans-serif;">Portfolio Management & Financial Acumen</span></u><span style="font-family: Verdana, sans-serif;">:</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Manages assigned portfolio to achieve gross written premium, profitability, rate, retention, industry and LOB mix, new business, and portfolio management goals.</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Demonstrates ability to properly leverage competencies, act as a resource, and build long-term, profitable, and mutually beneficial relationships with agencies, internal management, and external resources.</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Constructs and executes portfolio business plans independently through organized workflow & desk management, which may include special projects.</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Reviews key metrics and uncovers trends that may lead to new business opportunities within agents while achieving profitable growth.</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Drives the implementation of profit improvement initiatives with key agents by leveraging resources.</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Advocates and coordinates with Specialty department, Middle Market and Small Commercial to learn and share knowledge in cross sell opportunities to help manage portfolio/book of business </span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><u><span style="font-family: Verdana, sans-serif;">Sales Management</span></u><span style="font-family: Verdana, sans-serif;">:</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Operates with a franchise perspective to identify and drive enhanced sell opportunities and create growth within other lines of business and customer segments.</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Utilize our value proposition to enhance agency economics, partner conversion, and product specialization in partnership with local management.</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Prioritizes and drives effective relationship management and producer activities to build trust, facilitate negotiation, and secure commitment in order to improve new business results .</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Independently implements territory business plans, monitors performance, adjusts plan to ensure a substantial pipeline for future profitable growth.</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Provide proper training and product knowledge transfer to existing and prospective agents so they can effectively sell Hanover as the go-to-market for their customers.</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Makes sales presentations to agents and customers on a regular basis.</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Participates in more complex accounts.</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Ability to uncover customer needs, position specific solutions, handle objections, and close deals. </span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><strong><u><span style="font-family: Verdana, sans-serif;">WHAT YOU NEED TO APPLY</span></u></strong><strong><span style="font-family: Verdana, sans-serif;">:</span></strong></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Bachelor’s Degree or equivalent experience</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• 5-7+ years Underwriting experience</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• 5-7+ years’ experience driving agency relationships resulting in profitable new and renewal business</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Consistently demonstrates high level of proficiency across LOB UW core competencies. May specialize/certify in 1-2 specialty areas</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Proficient in ability to identify, analyze and solve problems and manage and prioritize multiple concurrent projects. Is used as a resource by others to collaborate on more complex risks, pricing, trends, industry segments coverages and product knowledge. May conduct peer-to-peer self-audits under the direction of management.</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Demonstrates ability to adapt quickly to change, exercise influence, and act as a change advocate being open to new and different ways of thinking,</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• Viewed as an informal leader amongst the team/branch/region/LOB. Open to and proactively shares knowledge and expertise with peers, management, and leadership. Acts as a mentor for less experienced underwriters or newly hired underwriters, may assist with training other team members</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• <em>Communication</em> - Interacts and communicates with confidence with all levels of external and/or internal business partners within scope of responsibility, team, and/or matrix environment. Can judge appropriate means and method to communicate based on the nature of the communication. Able to influence desired outcomes to drive actions and results. Adept at influencing even when holding a position contrary to the majority opinion.</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• <em>Judgement and Decision Making</em> - Ability to exercise judgment, negotiate and make sound business decisions based on level of authority. Applies judgment and expertise to determine when escalation is needed. Demonstrates confidence in one’s ability to apply decision making to UW assessment.</span></p> <p style="margin: 0in 0in 8pt; line-height: 115%; font-size: 12pt; font-family: Aptos, sans-serif;"><span style="font-family: Verdana, sans-serif;">• <em>Teamwork and Collaboration</em> – Consistently fosters collaboration and respect among team members. Easily adapts to the diverse interests, styles, and perspective of key players. Is able to engage multiple members of a group to share information and to consider other points of view to reach objectives, consensus, and/or deadlines. Experienced in working with a wide range of teams and readily shares lessons learned.</span></p><p style="background: white; line-height: normal; margin-bottom: 0px; margin-top: 0px;"><span style="font-family: verdana, geneva; font-size: 12pt;"><strong><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; white-space: normal;">CAREER DEVELOPMENT:</span></strong></span></p> <p style="background: white; line-height: normal; margin-bottom: 0px; margin-top: 0px;"><span style="font-family: verdana, geneva; font-size: 12pt; white-space: normal;">It’s not just a job, it’s a career, and we are here to support you every step of the way. We want you to be successful and fulfilled. Through on-the-job experiences, personalized coaching and our robust learning and development programs, we encourage you – at every level – to grow and develop.</span></p> <p style="background: white; line-height: normal; margin-bottom: 0px; margin-top: 0px;"><span style="font-family: verdana, geneva; font-size: 12pt;"><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; white-space: normal;"> </span></span></p> <p style="background: white; line-height: normal; margin-bottom: 0px; margin-top: 0px;"><span style="font-family: verdana, geneva; font-size: 12pt;"><strong><span style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; white-space: normal;">BENEFITS:</span></strong></span></p> <p style="background: white; line-height: normal; margin-bottom: 0px; margin-top: 0px;"><span style="font-family: verdana, geneva; font-size: 12pt;"><span style="white-space: normal;">We offer comprehensive benefits to help you be healthy, build financial security, and balance work and home life. At The Hanover, you’ll enjoy what you do and have the support you need to succeed.</span></span></p> <p style="background: white; line-height: normal; margin-bottom: 0px; margin-top: 0px;"><span style="font-family: verdana, geneva; font-size: 12pt;"><span style="white-space: normal;"> </span></span></p> <p style="background: white; line-height: normal; margin-bottom: 0px; margin-top: 0px;"><span style="font-family: verdana, geneva; font-size: 12pt;"><span style="white-space: normal;">Benefits include:</span></span></p> <ul style="margin-top: 0in;" type="disc"> <li style="background: white; line-height: normal; margin-bottom: 0in; font-family: verdana, geneva; font-size: 12pt;"><span style="font-family: verdana, geneva; font-size: 12pt;"><span style="white-space: normal;">Medical, dental, vision, life, and disability insurance</span></span></li> <li style="background: white; line-height: normal; margin-bottom: 0in; font-family: verdana, geneva; font-size: 12pt;"><span style="font-family: verdana, geneva; font-size: 12pt;"><span style="white-space: normal;">401K with a company match</span></span></li> <li style="background: white; line-height: normal; margin-bottom: 0in; font-family: verdana, geneva; font-size: 12pt;"><span style="font-family: verdana, geneva; font-size: 12pt;"><span style="white-space: normal;">Tuition reimbursement</span></span></li> <li style="background: white; line-height: normal; margin-bottom: 0in; font-family: verdana, geneva; font-size: 12pt;"><span style="font-family: verdana, geneva; font-size: 12pt;"><span style="white-space: normal;">PTO</span></span></li> <li style="background: white; line-height: normal; margin-bottom: 0in; font-family: verdana, geneva; font-size: 12pt;"><span style="font-family: verdana, geneva; font-size: 12pt;"><span style="white-space: normal;">Company paid holidays</span></span></li> <li style="background: white; line-height: normal; margin-bottom: 0in; font-family: verdana, geneva; font-size: 12pt;"><span style="font-family: verdana, geneva; font-size: 12pt;"><span style="white-space: normal;">Flexible work arrangements</span></span></li> <li style="background: white; line-height: normal; margin-bottom: 0in; font-family: verdana, geneva; font-size: 12pt;"><span style="font-family: verdana, geneva; font-size: 12pt;"><span style="white-space: normal;">Cultural Awareness Day in support of IDE</span></span></li> <li style="background: white; line-height: normal; margin-bottom: 0in; font-family: verdana, geneva; font-size: 12pt;"><span style="font-family: verdana, geneva; font-size: 12pt;"><span style="white-space: normal;">On-site medical/wellness center (Worcester only)</span></span></li> <li style="background: white; line-height: normal; margin-bottom: 0in; font-family: verdana, geneva; font-size: 12pt;"><span style="font-family: verdana, geneva; font-size: 12pt;"><span style="white-space: normal;">Click here for the full </span><span style="color: #0066ff; white-space: normal;"><a rel="noopener" href="https://www.hanover.com/careers/benefits" target="_blank"><span style="color: #0066ff; text-decoration-line: none; white-space: normal;">list of Benefits</span></a></span></span></li> </ul> <p style="background: white; line-height: 18pt; margin-bottom: 0px; margin-top: 0px;"><span style="font-family: verdana, geneva; font-size: 12pt;"><strong><span style="white-space: normal;">EEO statement:</span></strong></span></p> <p style="background: white; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: verdana, geneva; font-size: 12pt;"><span style="line-height: 115%; white-space: normal;">The Hanover values diversity in the workplace and among our customers. The company provides equal opportunity for employment and promotion to all qualified employees and applicants on the basis of experience, training, education, and ability to do the available work without regard to race, religion, color, age, sex/gender, sexual orientation, national origin, gender identity, disability, marital status, veteran status, genetic information, ancestry or any other status protected by law. <br><br>Furthermore, The Hanover Insurance Group is committed to providing an equal opportunity workplace that is free of discrimination and harassment based on national origin, race, color, religion, gender, ancestry, age, sexual orientation, gender identity, disability, marital status, veteran status, genetic information or any other status protected by law.” <br><br>As an equal opportunity employer, Hanover does not discriminate against qualified individuals with disabilities. Individuals with disabilities who wish to request a reasonable accommodation to participate in the job application or interview process, or to perform essential job functions, should contact us at:</span><span style="line-height: 115%; white-space: normal;"><span style="color: #0066ff; line-height: 115%; white-space: normal;"><a rel="noopener" href="mailto:HRServices@hanover.com" target="_blank"><span style="color: #0066ff; text-decoration-line: none; white-space: normal;">HRServices@hanover.com</span></a></span><span style="line-height: 115%; white-space: normal;"> and include the link of the job posting in which you are interested.</span></span></span></p> <p style="background: white; line-height: 18pt; margin-bottom: 0px; margin-top: 0px;"><span style="color: #393839; font-family: verdana, geneva; font-size: 12pt; white-space: normal;"> </span></p> <p style="background: white; line-height: 18pt; margin-bottom: 0px; margin-top: 0px;"><span style="font-family: verdana, geneva; font-size: 12pt;"><strong><span style="white-space: normal;">Privacy Policy:</span></strong></span></p> <p style="background: white; line-height: 18pt; margin-bottom: 0px; margin-top: 0px;"><span style="font-family: verdana, geneva; font-size: 12pt;"><span style="white-space: normal;">To view our privacy policy and online privacy statement, click </span><span style="color: #0066ff; white-space: normal;"><a rel="noopener" href="https://www.hanover.com/privacy-policy.html" target="_blank"><span style="color: #0066ff; text-decoration-line: none; white-space: normal;">here</span></a></span><span style="white-space: normal;">. </span></span></p> <p><br><span style="font-family: verdana, geneva; font-size: 12pt;"><span style="line-height: 115%; white-space: normal;"><strong>Applicants who are California residents:</strong> To see the types of information we may collect from applicants and employees and how we use it, please </span><span style="color: #0066ff; line-height: 115%; white-space: normal;"><a rel="noopener" href="https://www.hanover.com/_ASSETS/pdf/CCPA-Notice-to-Personnel.pdf" target="_blank"><span style="color: #0066ff; text-decoration-line: none; white-space: normal;">click here</span></a></span><strong><span style="line-height: 115%; white-space: normal;">.<br></span></strong></span></p> <p style="margin: 0in; font-size: 11pt; font-family: Aptos, sans-serif;"><strong><span style="font-size: 12.0pt; font-family: Verdana, sans-serif;">Compensation:</span></strong></p> <p style="margin: 0in; font-size: 11pt; font-family: Aptos, sans-serif;"><span style="font-size: 12.0pt; font-family: Verdana, sans-serif;">The target hiring range for this role may vary based on geographic location and other factors, including merit or performance, demonstrated proficiency, skills for the role, education, travel requirements, and experience. Additional compensation may include an annual bonus (which could take the form of a general bonus, sales incentive, or short-term incentive), long-term incentive or spot recognition awards. The posted range reflects our ability to hire at different position titles and levels depending on background and experience.</span></p>