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Senior Claims Assessor
Job Posting End Date: May 21<p style="text-align:inherit"></p><p style="text-align:inherit"></p><p><b>Who are we?</b></p><p></p><p><span>We’re a specialist employee benefits provider, striving to create healthy, happy workplaces. As part of the international Unum Group, we’re on a collective mission to help the working world thrive.</span></p><p style="text-align:inherit"></p><p style="text-align:inherit"></p><h2><b>The role</b></h2><p style="text-align:left"><b>What will you be doing?</b></p><p style="text-align:inherit"></p><p style="text-align:inherit"></p><p style="text-align:left"><b>What will you bring?</b></p><div><h2>About us</h2><p>We’re a specialist employee benefits provider committed to creating healthy, happy workplaces. As part of the international Unum Group, we support millions of people through some of life’s most challenging moments — helping them stay financially secure and get back to living well.</p><p>At Unum, we combine technical excellence with humanity, fairness and care — and we’re proud of the difference our people make every day.</p><h2></h2><h2>The role</h2><p>We’re looking for experienced Senior Claims Assessors to join our Income Protection Claims team. This is a key role where your expertise, judgement and empathy will directly support customers at critical points in their lives.</p><p></p><p>You’ll take ownership of assessing complex and long‑term Income Protection claims, balancing robust technical decision‑making with clear, compassionate communication. Alongside case ownership, you’ll play an important part in developing others — coaching, mentoring and contributing to strong technical standards across the team.</p><h2></h2><h2>What you’ll be doing</h2><ul><li><p>Assessing Income Protection claims from both a medical and financial perspective, including complex and long‑term cases</p></li><li><p>Interpreting policy documentation accurately and applying sound technical judgement</p></li><li><p>Communicating decisions clearly, sensitively and in line with Treating Customers Fairly principles</p></li><li><p>Maintaining checking authority and ensuring claims are paid accurately and on time</p></li><li><p>Working closely with rehabilitation teams and internal stakeholders to support positive return‑to‑work outcomes</p></li><li><p>Coaching and mentoring colleagues, completing file reviews and supporting technical development</p></li><li><p>Building trusted relationships with customers, clients and colleagues</p></li><li><p>Contributing to continuous improvement and management information where required</p></li></ul><h2></h2><h2>What you’ll bring</h2><ul><li><p>At least 5 years’ experience assessing Income Protection claims (essential)</p></li><li><p>Proven experience managing complex and long‑term IP cases</p></li><li><p>Strong technical knowledge of Group Risk products and policy interpretation</p></li><li><p>A good understanding of long‑term medical conditions, NHS pathways and rehabilitation processes</p></li><li><p>Experience using claims management systems and functional assessments</p></li><li><p>Confident written and verbal communication skills, with the ability to explain decisions clearly</p></li><li><p>A collaborative approach, with a genuine interest in coaching and sharing knowledge</p></li></ul><h2></h2><h2>What we offer</h2><ul><li><p>A competitive salary plus performance‑based bonus (8.5%)</p></li><li><p>We operate a flexible working model, including fully remote options for candidates who live beyond a reasonable commuting distance from our offices.</p></li><li><p>Pension scheme</p></li><li><p>Life assurance, private medical and income protection cover</p></li><li><p>A wide range of wellbeing benefits, including:</p><ul><li><p>Remote GP and second medical opinion</p></li><li><p>Nutrition coaching and personal training</p></li><li><p>Unlimited mental health support</p></li></ul></li><li><p>27 days’ holiday, plus bank holidays, with the option to buy or sell up to 5 days</p></li><li><p>Salary sacrifice electric car scheme with free onsite charging</p></li><li><p>Ongoing development in a supportive, purpose‑driven organisation</p></li></ul><h2></h2></div><h2>#LI-Remote</h2><p><b>#LI-Homeworker</b></p><h2>#LI-Hybrid<br>#LI-MD1</h2><p style="text-align:inherit"></p><p style="text-align:inherit"></p><p><b>Why join us?</b></p><p></p><p>At Unum, we’ve created a workplace where people feel supported to progress and grow, and can see their ambitions coming to life.</p><p></p><p>As a part of our commitment to creating an <a href="https://www.unum.co.uk/about-us/celebrating-inclusion-and-diversity" target="_blank" rel="noopener noreferrer"><span style="color:#0000ff"><u>inclusive workplace</u></span></a>, we actively encourage applications from those with disabilities and those with long-term health conditions. </p><p>If you meet the essential criteria for the role and choose to opt in to the scheme during your application, you will be offered an interview under the Disability Confident Scheme.</p><p></p><p><b>If you need assistance and/or reasonable accommodation due to a disability during the application or recruiting process, please send a request to </b><a href="mailto:careers@unum.co.uk" target="_blank" rel="noopener noreferrer"><b>careers@unum.co.uk</b></a><b>.</b></p><p><b>We are proud to be a Disability Confident Employer.</b></p><p style="text-align:inherit"></p><p style="text-align:inherit"></p><p style="text-align:inherit"></p><p>Company:</p>Unum UK