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Title Examiner
<p><span style="font-family: Arial, sans-serif; white-space: normal;"><span style="font-size: xx-small;">Williston Financial Group (WFG) is the Portland, Oregon-based parent company of several national title insurance and settlement services providers, including WFG Lender Services and WFG National Title Insurance Company. One of only six national underwriters, WFG achieved a national footprint faster than any title insurance provider in history. The WFG family of companies offers full-service title insurance and settlement services for use in residential and commercial mortgage and real estate transactions nationwide. For more information, visit <a rel="noopener" href="http://www.wfgnationaltitle.com/" target="_blank">www.WFGNationalTitle.com</a>.</span></span></p> <!--_dfFormat_=html--><p><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Job Purpose: </span><br><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">The Title Examiner plays a key role in the process of insuring property by searching public records and examining titles to determine legal condition of property titles. It is the role of the Title Examiner to produce a preliminary title report, commitment, foreclosure report or non-policy information report showing all appropriate liens, encumbrances and how title is vested. </span></p> <p><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Essential Job Functions: </span></p> <ul type="disc"> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Search computerized and manual title records on real estate and property records; determine instruments filed in public records affecting land.</span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Examine title products such as deeds, deeds of trust, liens, easements, mortgages, restrictions, property taxes and all pertinent documents in chain of title to determine ownership, encumbrances, and to verify legal descriptions of property for accuracy, completeness, and how it affects the title. </span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Map legal descriptions to obtain search parameters. Determine and ensure property has been researched properly and information relating to parties involved and taxes are accurate.</span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Ensure the title to a property in question has no restrictions that may prevent or hinder its sale or use.</span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Examine all documents in the chain of title for validity including multiple and complex court cases utilizing advanced knowledge on legal descriptions, real property laws, and our client's policies.</span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Prepare final product utilizing internal programs. Solid examination knowledge and experience by supporting residential title transactions.</span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Prepare property reports and title commitments.</span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Utilize title examiner knowledge to search public and private records and examine documents relating to complex property titles.</span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Uses title insurance knowledge and junior underwriting guidelines to clear unwarranted liens, encumbrances, requirements or exceptions from appearing on delivered title products including title commitments, property reports, deed reports, and legal and vesting reports. </span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Conveys title requirements and exceptions to processing and closing departments. </span></li> </ul> <ul> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Engage in WFG company culture that emphasizes engagement in our 4 Cs, quality of work and high performance.</span></li> </ul> <p><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Knowledge, Skills and Abilities: </span></p> <ul type="disc"> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Previous experience examining title and writing title reports.</span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Fundamental knowledge of state real estate laws and title practices concerning probates, bankruptcies, divorces, judgments and other related matters. </span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Proficient PC skills such as typing and navigating various software applications such as MS Word, Excel, Outlook and Adobe Acrobat.</span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Experience working with title production software, i.e. RamQuest, ResWare, Data Trace, etc. preferred. </span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Possess a high level of knowledge of the various state Department of Insurance Title Rates, Rules and Regulations including policies, endorsements, premiums and fees.</span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">The ability to work and communicate well with others.</span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Ability to run out metes and bounds legal descriptions.</span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Integrity and Title Data Plants Exam experience a plus</span></li> </ul> <p><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Basic Qualifications:</span></p> <ul> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">High school diploma or equivalent.</span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Strong analytical and problem-solving skills and attention to detail.</span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Exceptional organizational and time-management skills.</span></li> </ul> <p><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Preferred Qualifications:</span></p> <ul> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">College degree in Business or related field.</span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">National title examination experience.</span></li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Five years experience in the Title & Escrow Industry.</span></li> </ul> <p><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Supervisory Responsibility:</span><br><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">This position has no supervisory responsibilities.</span></p> <p><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Work Environment:</span><br><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.</span></p> <p><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Physical Requirements/ADA:</span></p> <p><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">No unusual physical requirements. Requires no heavy lifting, and nearly all work is performed in a comfortable indoor facility.</span></p> <p><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Routine deadlines; usually sufficient lead time; variance in work volume seasonal and predictable; priorities can be anticipated; some interruptions are present; travel or other inconveniences have advance notice; involves occasional exposure to demands and pressures from persons other than immediate supervisor.</span></p> <p><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Job frequently requires sitting, handling objects with hands.</span></p> <p><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Job occasionally requires standing, walking, reaching, talking, hearing, and lifting up to 10 lbs.</span></p> <p><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Vision requirements: Ability to see information in print and/or electronically.</span></p> <p><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Position Type/Expected Hours of Work:</span><br><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Days and hours of full –time position are Monday through Friday, 8:00 a.m. to 5 p.m. Part-time positions may be considered. </span></p> <p><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Travel:</span><br><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">No travel is expected for this position.</span></p>